Envelope-to: jacquette@sterlingchoices.net
From: "Jacquette M. Timmons" <jacquette@sterlingchoices.net>
Reply-To: jacquette@sterlingchoices.net
To: jacquette@sterlingchoices.net
X-Roving-Queued: 20051102 11:00:38.553
X-Mailer: Roving Constant Contact 0 (http://www.constantcontact.com)
X-Return-Path-Hint: ESC1101117346054_1011102843101_1@in.roving.com
X-Roving-ID: 1101117346054
X-Lumos-SenderID: 1011102843101
X-Roving-CampaignId: 1101117346054
X-Roving-StreamId: 0
Date: Wed,  2 Nov 2005 11:00:37 -0500 (EST)
X-SA-Exim-Connect-IP: 66.151.184.35
X-SA-Exim-Mail-From: ESC1101117346054_1011102843101_1@in.roving.com
Subject: Financial Profundities: "Let's Make a Deal"
X-Spam-Checker-Version: SpamAssassin 3.0.2 (2004-11-16) on
        buster.frogspace.net
X-Spam-Status: No, score=4.3 required=5.0 tests=BAYES_99,HTML_FONT_BIG,
        HTML_FONT_FACE_BAD,HTML_MESSAGE,HTML_WEB_BUGS,URI_REDIRECTOR
        autolearn=disabled version=3.0.2
X-Spam-Level: ****
X-SA-Exim-Version: 4.1+cvs (built Mon, 18 Oct 2004 15:55:05 -0700)
X-SA-Exim-Scanned: Yes (on buggy.frogspace.net)
X-NAS-Language: English
X-NAS-Bayes: #0: 0; #1: 1
X-NAS-Classification: 0
X-NAS-MessageID: 669
X-NAS-Validation: {C493E22C-E0F3-4067-9F9E-D086D7C7B9CE}

Financial Profundities: "Let's Make a Deal"
You are receiving this email from Sterling Investment Management, Inc. because you subscribed to Financial Profundities on our website or you gave us permission to add your email address to our distribution list. To ensure that you continue to receive emails from us, please add jacquette@sterlingchoices.net to your address book today. If you haven't done so already, click to confirm your interest in receiving email campaigns from us. Copyright © 2003-2005 Sterling Investment Management, Inc. All Rights Reserved. To no longer receive our emails, click to unsubscribe.
Financial Profundities )
Sterling Investment Management, Inc. November 2005
in this issue
  • November's Ruminations
  • "As Powerful as You Want to Be" - Spa Retreat
  • Productivity Tip
  • FYI...
  • STYMSP: Workbook
  • Identity Theft Shield
  • Privacy & Feedback
  • Greetings!

    Welcome to Financial Profundities, a newsletter designed to make working with and managing your money easy (or at least, less painful!).


    November's Ruminations

    Do you remember the game show Let’s Make a Deal? Yes, the show where the studio audience dressed up in goofy outfits looking to get the attention of the show’s host, Monty Hall. Once Monty chose a contestant, he/she was given the chance to make a deal; the deal consisted of trading something they had for something they didn’t hoping that what they would receive would be of greater value than what they had. And therein lies the catch---no one knew if that would, indeed, be the case. The premise behind this popular 1970s show seems a fitting metaphor for life.

    Life is but a long series of choices and the consequence of each choice defines an aspect of our future. As we are making choices, however, we never fully know what the outcome will be. Will our circumstances be better, the same or worse? Much like the grand prize on Let’s Make a Deal, we make a choice and wait with baited breath, at times, to discover what exactly is behind “Door #1, #2 or #3”?

    Some choices are easy; others are more difficult. As an example: on a scale of easy to challenging, choosing to read the rest of this e-newsletter is easy. But choosing to give up your current job to pursue your life’s passion would be considered complex. In both instances, the process of choosing is the same; yet how you feel about the consequence of each choice and your attachment to the outcome is not.

    The greater the mystery about the outcome of what may happen, the more difficult the choice. Difficult choices:

    • involve a higher emotional, and sometimes financial, investment;
    • require that you focus more of your attention on what you hope to get rather than what you are giving up;
    • may prompt you to redefine the value of what you’re giving up;
    • demand that you get more comfortable with the unknown than you are with the familiar;
    • ask you to trust yourself and the process of life, and to remember that life is always rooting for you to succeed.

    I don’t know if the creators of Let’s Make a Deal realized the degree to which this game show imitates real life: the goofy costumes, mystery of the unknown, disappointments and exhilaration. There have been moments when we’ve all felt a little foolish, been a little impatient with uncertainty, disenchanted when things didn’t work out the way we wanted and overjoyed when they did.

    However, you know when you’ve made the right, even if difficult, choice because "right" choices are always accompanied by a sense of peace. The next time you are contemplating a choice, rather than judging it as easy or difficult, assess it based on whether you feel peaceful.

    "As Powerful as You Want to Be" - Spa Retreat

    Looking to renew, rejuvenate and reclaim your power after a hectic holiday season; looking to get 2006 off to a tremendous start? Then give yourself the gift of a fabulous 2 night, 3 day spa retreat at Hotel Hershey Spa. In addition to spa services and other "goodies", your package includes 3 workshops, one of which is "Stop Treating Your Money So Poorly".

    The first block of rooms sold out in four days! Another block of rooms have been added, so don't delay---treat yourself now!

    To learn more and to register, go to Renew, Rejuvenate, Reclaim Spa Retreat

    Looking forward to seeing you in January!

    Productivity Tip

    Reference others; don't compare yourself to others.

    When it comes to money, there will always be someone who has more than you; likewise, there will be others who have less. When we draw monetary comparisons, we are typically measuring how much we have and what we are able to do with what we have to those who have more! That’s dangerous because comparisons are usually done in a vacuum without access to information about the choices others have made.

    The act of comparison, in general, focuses on what is lacking and typically leaves you with the short end of the stick. Additionally, when you engage in the act of comparison, you minimize your ability to learn from the choices as well as the mistakes of others.

    Rather than comparing, use others as a reference point. Referencing focuses on abundance, honors what you and your point of reference have and enables you to see the possibilities of what you can achieve. Referencing opens the channels of communication and creates an engaging atmosphere for learning and growth. Clearly, it is better to reference than it is to compare.

    FYI...

    In case you missed this article in the New York Times regarding open enrollment for your 2006 benefits package...

    "It's a time-honored ritual of autumn in corporate America: you get your thick company benefits package. You are asked to choose from a "cafeteria" of benefits. Has anything good ever come out of a cafeteria? You sigh. And you sign up for exactly what you had last year because it is all too daunting."

    To read more click on the link below.

    STYMSP: Workbook

    Modeled after the workshop of the same name, we offer the Stop Treating Your Money So Poorly Workbook (tm). It is a 48-page workbook, which consists of ten worksheets that will provoke you to think about money differently, inspire you to identify and examine your habits and help you make the choices that are right for you, at the right time and in the right way. The workbook is $24.95; the PDF downloadable version is $19.95; both can be purchased directly from Sterling's website. Virtual training support is also provided with your purchase.

    Click here for a look inside the workbook.

    For additional details, we invite you to click on the Financial Products link in the "Quick Links" section below or visit our website http://www.sterlingchoices.net.

    Identity Theft Shield

    Sterling is pleased to offer our clients an identity theft protection product, the Identity Theft Shield, which is provided by Kroll Background America (KBA), for $12.95 per month. We are able to market this product as an independent associate of Pre-Paid Legal Services, Inc., a 33 year-old company listed on the New York Stock Exchange (PPD).

    To learn more about the Identity Theft Shield, visit our website http://www.sterlingchoices.net/products.

    Privacy & Feedback

    Privacy: Your privacy is very important to us. Information collected from readers of Financial Profundities will be treated as confidential and will not be shared with or sold to third parties.

    Feedback: Feel free to offer suggestions, or contact us if you want to obtain more information about the content or to learn how Sterling can teach you how to be smarter with your money.

    Quick Links...


    Forward email

    This email was sent to jacquette@sterlingchoices.net, by jacquette@sterlingchoices.net
    Powered by

    Sterling Investment Management, Inc. | 67 Wall Street, Suite 2211 | PMB#0057 | New York | NY | 11217